Terms and Conditions

Introduction

Welcome to Saloutovir. These Terms and Conditions govern your use of our website located at saloutovir.com (the "Website") and the purchase and use of our financial training programs (the "Services"). Please read these Terms and Conditions carefully before accessing or using our Website or Services.

By accessing or using the Website or purchasing our Services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the Website or use our Services.

Definitions

Throughout these Terms and Conditions, the terms "we", "us", and "our" refer to Saloutovir, a company registered in Ghana with company registration number 03657950. "You" refers to the user or viewer of our Website or purchaser of our Services.

Account Registration

To access certain features of the Website or purchase our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

Intellectual Property Rights

The content on our Website and in our Services, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Saloutovir or our content suppliers and is protected by international copyright laws.

When you purchase our Services, we grant you a limited, non-exclusive, non-transferable license to access and use the materials included in the Services for personal, non-commercial purposes. You may not:

• Reproduce, distribute, publicly display, or publicly perform any of the materials
• Modify or create derivative works based on the materials
• Use any of the materials for commercial purposes without our prior written consent
• Remove any copyright or other proprietary notices from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

User Conduct

You agree to use the Website and Services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website and Services.

Prohibited behavior includes, but is not limited to:

• Using the Website in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website
• Using the Website in any way that is unlawful, illegal, fraudulent, or harmful
• Using the Website for the purpose of harming or attempting to harm minors in any way
• Engaging in any data mining, data harvesting, data extracting, or any other similar activity in relation to the Website
• Using the Website to transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material

Purchase of Services

All purchases of our Services are subject to the following terms:

1. Prices for our Services are subject to change without notice.
2. We reserve the right to refuse service to anyone for any reason at any time.
3. You represent and warrant that you are at least 18 years old or visiting the Website under the supervision of a parent or guardian.
4. You agree to provide current, complete, and accurate purchase and account information for all purchases made on our Website.
5. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

Payment Terms

We accept the following payment methods: major credit cards, mobile money, and bank transfers.

By providing a payment method, you represent that you are authorized to use the designated payment method and authorize us to charge your payment method for the total amount of your purchase (including any applicable taxes and other charges).

If the payment method cannot be verified, is invalid, or is otherwise not acceptable, your order may be suspended or cancelled.

Program Access and Delivery

Upon successful completion of your purchase, you will receive access to the purchased program(s) through:

1. An email with access instructions sent to the email address provided during checkout
2. Access credentials to our online learning platform where program materials are hosted

Access to digital content will typically be provided within 24 hours of purchase confirmation. If you do not receive access within this timeframe, please contact our support team at [email protected].

For lifetime access programs, we guarantee access for as long as the program exists and our platform is operational. However, we reserve the right to make reasonable modifications to program content over time to keep information current and relevant.

Disclaimer of Warranties

The Website and Services are provided on an "as is" and "as available" basis. Saloutovir makes no representations or warranties of any kind, express or implied, as to the operation of the Website and Services, or the information, content, materials, or products included therein.

To the full extent permissible by law, Saloutovir disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Saloutovir does not warrant that the Website, its servers, or emails sent from Saloutovir are free of viruses or other harmful components.

Financial Disclaimer

The information contained in our Services is for educational purposes only and is not intended as financial advice. We are not financial advisors, and the content we provide should not be interpreted as financial advice.

Results from using our Services will vary. Past performance is not a guarantee of future results. Any financial figures mentioned in testimonials or case studies are not typical and do not guarantee that you will achieve similar results.

You are advised to consult with a qualified professional before making any financial decisions. We shall not be liable for any losses, injuries, or damages from the display, use, or implementation of the information provided in our Services.

Limitation of Liability

In no event shall Saloutovir, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

1. Your access to or use of or inability to access or use the Website or Services
2. Any conduct or content of any third party on the Website
3. Any content obtained from the Website
4. Unauthorized access, use, or alteration of your transmissions or content

In any event, Saloutovir's total liability to you for all claims arising from or related to the Website or Services shall not exceed the amount you paid to Saloutovir for the Services giving rise to the claim during the six (6) months preceding the claim.

Indemnification

You agree to defend, indemnify, and hold harmless Saloutovir, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Website or Services.

Termination

We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.

Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law principles.

Any legal action or proceeding arising out of or relating to these Terms and Conditions shall be brought exclusively in the courts of Ghana, and you consent to the personal jurisdiction of such courts.

Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. We will notify you of any changes by posting the new Terms and Conditions on this page and updating the "Last Updated" date at the top.

You are advised to review these Terms and Conditions periodically for any changes. Changes to these Terms and Conditions are effective when they are posted on this page.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

• Email: [email protected]
• Phone: +233 24 981 7623
• Address: 18 Independence Avenue, Accra, Ghana